Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. Fees will range from £99 to £1499. Our typical fee is £497.
Working hard to simplify the mortgage process.
We are a mortgage and insurance broker that work hard to simplify the mortgage process and build great relationships with our clients.
We have a process in place that is simple and effective.
Appointments can be arranged at our office or at the comfort of your own home and our brokers are on hand 7 days a week to answer any questions you may have throughout your journey.
And whilst you will always have your broker on hand, we employ a team of professionals to keep a constant eye on your application. Who will be communicating with all parties on your behalf to ensure things are turned around as quickly as possible.
To make things even better, our compliance team make sure that the advice you receive is right for you and make sure the product you receive suits your needs and requirements.
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A process that works
At 313 we have a process in place that is effective, meaning you receive an update at every step of your application. We don’t like to waste our own time and especially do not like to waste the time of a client’s.
Tailored Solutions
Our contacts in the Mortgage industry provides a huge benefit to our clients. We tailor all of our advice to the clients requirements meaning they receive the most suitable advice based on their individual needs.
Premium Service
At 313, we pride ourselves on providing First Class customer service. Our aim is to allow our clients to feel at ease throughout the process, so much so, they want their friends & family to experience the fantastic customer journey.
Client Testimonials
Very professional, information and advice tailored to your needs, quick and informative responses, would 100% recommend
Lorraine – Google review, June 2024
Excellent professional service from Josh and the team, very much appreciated.
Jamie – Google review, May 2024
Josh was great from start to finish. He guided me through the process of a remortgage and went above & beyond. He is brilliant & an asset to 313! He saved me over £6K in the long run, very grateful.
Connor – Google review, April 2024
Couldn’t recommend these guys enough! We were a little daunted by the whole process with being first time buyers, after speaking with Craig, all worries were put at ease and I can honestly say the whole process has been an absolute breeze, couldn’t thank him enough for all of the help we have had! Amazing ♥️
Bethany – Google review, February 2024
Absolutely outstanding service from Katie our mortgage advisor, would recommend this service to everyone. Also thanks to Lauren who helped us out with our life insurance too, great team very helpful with the purchase of our first home
Amy – Google review, January 2024
Brilliant service from Paul Gray @313 Financial Ltd. Fast, efficient and knowledgable service, kept me well informed and got me the best deal, removing all of the hassle! Would 100% highly recommend.
Alison – Google review, December 2023
Great service once again from Josh at 313 Financial. He gives clear, unbiased information & goes through all possible options available. With all that is going on with the cost of living crisis having Josh to help renew my mortgage deal is one less thing I don’t have to worry about. Thanks again Josh.
Lucy – Google review, October 2023
Cannot recommend 313 Financial enough! Katie and Lauren were the absolute dream team when it came to my remortgage! They talked me though everything so I understood fully what was happening and what was on offer and were always happy to answer all my questions even the silly ones! They even helped me understand the policies I currently had that had been set up incorrectly from a previous advisor (not from 313) that wasn’t fully explained at the time of my initial mortgage. They both made sure to find the best deal for me for both mortgage and life insurance and I knew from the first call from both of them that I was in safe hands. They are honestly an asset to 313 and I will be recommending to everyone 313 Financial for any mortgage and life insurance needs. Thank you!
Naomi – Google review, September 2023
I would highly recommend Josh and 313 to anyone for Mortgage advice. I’m looking forward to speaking with Josh again in the future when my Mortgage is due for renewal.
Andrew – Google review, April 2023
Great service. Highly knowledgeable and friendly. Would highly recommend to anyone.
Craig – Google review, May 2023
An initial consultation with us is completely complimentary and can be done without having to leave you own home. Please use the enquiry form to request yours today!
Please use the enquiry form to request yours today!
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Paul Gray