Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. Fees will range from £99 to £1499. Our typical fee is £497.
Buy-to-Let: There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage
Mortgages
We understand how important a decision getting a mortgage is. It’s not just about taking out a mortgage, it’s about getting the keys to your new home, improving the one you’ve got or arranging your finances for the future. Whether you’re looking to buy your first or next home, already have a mortgage and looking for a new deal, or are looking to Buy-to-Let; we’ll be with you every step of the way. We help our clients buy a home and more importantly, stay in that home.
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How we can help
313 Financial will be with your every step of the way during your journey to securing a mortgage. We make the process understandable – we’ll eliminate the jargon and present a process that’s easy to comprehend and absolutely achievable.
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Frequently Asked Questions
Below are just a few of the questions we are most commonly asked. If you still can’t find
the answer you are looking for, please get in touch.
What are the fee's involved working with 313 Financial?
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. Fees will range from £99 to £1499. Our typical fee is £497.
How can I check my Credit Score?
We have a wealth of experience in dealing with mortgage lenders and a variety of client credit scores. We maintain excellent relationships with these lenders, to bring the most suitable deal for our clients. You can also check your credit score for free via:
Check my file - If you click the link you will departing from the regulatory site of 313 Financial Ltd. 313 Financial Ltd is not responsible for the accuracy of the information contained within the linked site
Check my file - If you click the link you will departing from the regulatory site of 313 Financial Ltd. 313 Financial Ltd is not responsible for the accuracy of the information contained within the linked site
(checkmyfile offers a 30-day free trial, which is £14.99 a month thereafter and can be cancelled at any time)
*£12 will be paid by Check My File to 313 Financial which is an appointed representative of Mortgage Advice Bureau (Derby) Limited. Mortgage Advice Bureau (Derby) Limited do not receive a share of this commission and has no direct affiliation with Check My File.Client Testimonials
Very professional, information and advice tailored to your needs, quick and informative responses, would 100% recommend
Lorraine – Google review, June 2024
Excellent professional service from Josh and the team, very much appreciated.
Jamie – Google review, May 2024
Josh was great from start to finish. He guided me through the process of a remortgage and went above & beyond. He is brilliant & an asset to 313! He saved me over £6K in the long run, very grateful.
Connor – Google review, April 2024
Couldn’t recommend these guys enough! We were a little daunted by the whole process with being first time buyers, after speaking with Craig, all worries were put at ease and I can honestly say the whole process has been an absolute breeze, couldn’t thank him enough for all of the help we have had! Amazing ♥️
Bethany – Google review, February 2024
Absolutely outstanding service from Katie our mortgage advisor, would recommend this service to everyone. Also thanks to Lauren who helped us out with our life insurance too, great team very helpful with the purchase of our first home
Amy – Google review, January 2024
Brilliant service from Paul Gray @313 Financial Ltd. Fast, efficient and knowledgable service, kept me well informed and got me the best deal, removing all of the hassle! Would 100% highly recommend.
Alison – Google review, December 2023
Great service once again from Josh at 313 Financial. He gives clear, unbiased information & goes through all possible options available. With all that is going on with the cost of living crisis having Josh to help renew my mortgage deal is one less thing I don’t have to worry about. Thanks again Josh.
Lucy – Google review, October 2023
Cannot recommend 313 Financial enough! Katie and Lauren were the absolute dream team when it came to my remortgage! They talked me though everything so I understood fully what was happening and what was on offer and were always happy to answer all my questions even the silly ones! They even helped me understand the policies I currently had that had been set up incorrectly from a previous advisor (not from 313) that wasn’t fully explained at the time of my initial mortgage. They both made sure to find the best deal for me for both mortgage and life insurance and I knew from the first call from both of them that I was in safe hands. They are honestly an asset to 313 and I will be recommending to everyone 313 Financial for any mortgage and life insurance needs. Thank you!
Naomi – Google review, September 2023
I would highly recommend Josh and 313 to anyone for Mortgage advice. I’m looking forward to speaking with Josh again in the future when my Mortgage is due for renewal.
Andrew – Google review, April 2023
Great service. Highly knowledgeable and friendly. Would highly recommend to anyone.
Craig – Google review, May 2023
An initial consultation with us is completely complimentary and can be done without having to leave you own home. Please use the enquiry form to request yours today!
Please use the enquiry form to request yours today!
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