Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. Fees will range from £99 to £1499. Our typical fee is £497.


THE DIRECTORS
Paul Gray
Hi, I’m Paul Gray, one of the co-owners of 313 Financial.
My job consists of helping clients purchase their new property, whether that be for the first or next time or for landlords looking at ways to start of build their portfolios.
I’m extremely passionate about small businesses, and the creative ways finance in the property world works.
In my spare time I like to spend time relaxing and I am a lover of a morning ice bath – it really sets you up for the day!
Jordan Sanders
Hi, I’m Jordan Sanders and I am one of the managing directors at 313 Financial.
I am all about a positive mindset and I also believe in the law of attraction. However, this only works alongside hard work and a passion for what you do.
The company has grown organically since we started and this is because we always do what is right for the client and are committed to providing the best service possible.
My main job is making sure everyone is performing to the best of their ability and with a smile on their face.
Alongside running the business I am passionate about supporting a local charity by pushing myself and doing some tough challenges. You can follow these journeys on my social media pages.I am a Sunderland season ticket holder (love it) and enjoy spending quality time with my wife Michelle and my daughter Emily.
Team 313
Hi i’m Stephen the Protection adviser at 313.. I specialise in making sure our clients are aware of the different types of family insurance available. I specialise in making sure families are protected with the most comprehensive cover for cancer, sick pay and death cover.
My day to day involves helping people realise their desires and move into the home of their dreams. I also specialise in saving people money on the monthly mortgage cost.
Most importantly making sure people are properly protected so they get to keep their home should the worst happen.
I’m currently a Mortgage and Protection Adviser here at 313. I’m learning from the best and equipping myself with all of the tools of the trade that I need, to be to able help you and your families. If you’re thinking about mortgages, protecting your family or planning your estate – don’t hesitate to get in touch to find out how I can help.
Hey, my names Beth, I have worked at 313 for nearly 5 years now and have loved every minute! I started out on the mortgage side of things making sure all our clients’ needs were met until completion of their mortgage but I have just been signed off to become an insurance adviser and I’m very excited for this new role and making sure all my clients are given the most suitable advice and services possible.
Ashleigh Wiseman
I’m Ashleigh and I am the Compliance Manager at 313 Financial. My day to day role involves ensuring our advice complies with FCA regulations. I am responsible for checking the mortgage and insurance products offered to ensure we are meeting the needs of our clients and providing them with the most suitable advice for their individual circumstances. This gives our directors the piece of mind that all of our advisors advice is to a standard that we expect at 313 Financial.
Daniel Cummings
Hi I’m Dan one of 313 Financial’s Insurance Advisers. It’s my job to ensure our clients and their families are financially protected in the event of death, illness or injury. I create personal protections policies tailored to suit our clients’ needs and circumstances.
Craig Hamilton
Hi, I’m Craig, and I am one of the mortgage and insurance advisers at 313 Financial.
I aim to make the mortgage Journey as stress free, straight forward and as fun as possible for all my clients.
I offer flexibility with appointments to suit every client’s needs.
My services don’t stop at mortgages, I also discuss and arrange the importance of protecting clients and their families.
I take pride in helping everyone I speak too, and nothing is more rewarding than a satisfied customer.
William Sanders
Hi, I’m William AKA Bill, the office old guard.
I’m here to keep a watchful experienced eye over the team, and chip in with my 40 years of industry knowledge.
I can be seen popping into the office to get some print outs, grabbing a coffee and catching up with the staff!
We love technology
We are committed to constantly developing our business and taking advantage of all of the amazing new technologies available to us as Financial Planners. From the very foundations of our firm, we were dedicated to using technology wherever possible to streamline our business since we know that if we can keep our costs low, we can keep our fees for our services low!
READ MORE
Client Testimonials
Very professional, information and advice tailored to your needs, quick and informative responses, would 100% recommend
Lorraine – Google review, June 2024
Excellent professional service from Josh and the team, very much appreciated.
Jamie – Google review, May 2024
Josh was great from start to finish. He guided me through the process of a remortgage and went above & beyond. He is brilliant & an asset to 313! He saved me over £6K in the long run, very grateful.
Connor – Google review, April 2024
Couldn’t recommend these guys enough! We were a little daunted by the whole process with being first time buyers, after speaking with Craig, all worries were put at ease and I can honestly say the whole process has been an absolute breeze, couldn’t thank him enough for all of the help we have had! Amazing ♥️
Bethany – Google review, February 2024
Absolutely outstanding service from Katie our mortgage advisor, would recommend this service to everyone. Also thanks to Lauren who helped us out with our life insurance too, great team very helpful with the purchase of our first home
Amy – Google review, January 2024
Brilliant service from Paul Gray @313 Financial Ltd. Fast, efficient and knowledgable service, kept me well informed and got me the best deal, removing all of the hassle! Would 100% highly recommend.
Alison – Google review, December 2023
Great service once again from Josh at 313 Financial. He gives clear, unbiased information & goes through all possible options available. With all that is going on with the cost of living crisis having Josh to help renew my mortgage deal is one less thing I don’t have to worry about. Thanks again Josh.
Lucy – Google review, October 2023
Cannot recommend 313 Financial enough! Katie and Lauren were the absolute dream team when it came to my remortgage! They talked me though everything so I understood fully what was happening and what was on offer and were always happy to answer all my questions even the silly ones! They even helped me understand the policies I currently had that had been set up incorrectly from a previous advisor (not from 313) that wasn’t fully explained at the time of my initial mortgage. They both made sure to find the best deal for me for both mortgage and life insurance and I knew from the first call from both of them that I was in safe hands. They are honestly an asset to 313 and I will be recommending to everyone 313 Financial for any mortgage and life insurance needs. Thank you!
Naomi – Google review, September 2023
I would highly recommend Josh and 313 to anyone for Mortgage advice. I’m looking forward to speaking with Josh again in the future when my Mortgage is due for renewal.
Andrew – Google review, April 2023
Great service. Highly knowledgeable and friendly. Would highly recommend to anyone.
Craig – Google review, May 2023
An initial consultation with us is completely complimentary and can be done without having to leave you own home. Please use the enquiry form to request yours today!
Please use the enquiry form to request yours today!
Send an enquiry