Save
Save the biggest deposit that you can. It may be tempting to dive straight in, but it's worth noting that mortgage providers reserve their lowest interest rates for people with large deposits.
Find out more about our trusted partner, Safe and Secure Properties.
There's nothing more precious than getting the keys to your new home (especially when it's from Safe and Secure Properties!) and the entire process can be made easier with 313Financial
They specialise in helping you to secure a new build mortgage and will guide you every step of the way. If you want your hand held, they'll offer you theirs.
Mortgage tips
Documents
Get the necessary documents ready. You need to prove that you are who you say you are, and you can do this through an up-to-date passport, proof of address, bank statements and payslips.
Research
Know in advance what you need and want. Mortgages come in all shapes and sizes, and what you receive will depend on your own individual circumstances.
Need help?
Need further help? Don't forget that 313 Financial have extensive experience in helping people like you to secure their mortgage.
Click here to request a consultation
Protection
Whether you’re looking to protect yourself, your family or your home; 313 Financial Ltd have access to a unique system, where our dedicated advisers can tailor a package designed specifically for you.
Wills & Trusts
Everyone should consider making a Will, especially anyone with dependant relatives. Anyone who owns a property, or has any type of asset which you would wish relatives, friends or charities to benefit from should also consider making a Will.
Run a Credit Check
Your credit report and score is like a financial CV covering many of your financial accounts such as credit cards, loans and mortgages. Taking control of this is important to your financial well being. The links below can help give an idea to how you currently stand financially and help to ensure you get access to the best financial products tailored for you.
checkmyfile offer a 30-day free trial, which is £14.99 a month thereafter and can be cancelled at any time
Discover the most suitable mortgage options, with our 24/7 mortgage search
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